Investing in what matters to you

We practise wealth management with purpose.

At CF Wealth, we are committed to helping you to achieve the best possible financial outcome, while maintaining accountability for the social and environmental impact in everything that we do through St. James’s Place sustainable investment strategy and approach.

Our goals are closely aligned to the UN’s Global Goals for Sustainable Development, because we believe that every company, every employee and every client has a role to play in creating a more peaceful and prosperous future for people and for the planet.

Our Values

Sustainability

It’s not just a concept for us, it’s a way of life. We stay true to our commitment of sustainability, and promote socially responsible investing for the good of our clients, communities and our world by accounting for risks and uncertainty, evaluating the impact of wellness, social, economic and environmental outcomes.

Progressive

We are progressive in our outlook and in our approach. Our core aim is to have a positive impact for our clients, our planet, and our communities, by ensuring that our investments are being used as a force for good through the use of best practices. 

Respect

Everyone is an equal. We are human in our interactions, ensuring to be courteous and always pay close attention to our clients’ concerns to provide solutions that meet every individual’s financial objectives. We always champion diversity and gender equality.

Positivity

We are optimistic and act as role models who care about what we do. It’s thanks to our growth mindset and thrive mentality that we always deliver positive client outcomes. We grow and succeed together through positivity and selflessness for our communities.

As a Partner Practice of St. James’s Place, we have access to a wide range of funds and portfolios. A FTSE-100 wealth management company that puts long-term relationships and advice that clients trust at the heart of everything they do. Like us, they are committed to delivering value and excellence through the products and services they make available to their clients. 

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. The St. James’s Place approach to investment Management only applies to St. James’s Place Products.

A move towards a more sustainable future

A responsible and sustainable investment strategy integrates environmental, social, and governance (ESG) factors into investment analysis and decisions. It recognises that ESG factors can have an impact on the financial value of an investment and that investments have an impact on the world around us.

A responsible approach to investing recognises that long-term prosperity requires a move away from short-term profit as the only definition of value.

27x

It’s been calculated that investing sustainably can have 27 times as much impact on reducing your carbon footprint as giving up flying or eating less meat.

Source: Nordea Group Sustainable Finance,   June 2018

What is ESG?

Environmental

The environmental component requires research into a variety of elements that illustrate a company’s impact on the Earth, in both positive and negative ways. A company that’s an actively good steward for the environment might be deserving of your dollars. 

Environmental topics to research and analyse include:

  • Climate change policies, plans, and disclosures.
  • Greenhouse gas emissions goals, and transparency into how the company is meeting those goals.
  • Carbon footprint and carbon intensity (pollution and emissions).
  • Water-related issues and goals, such as usage, conservation, over-fishing, and waste disposal.
  • Usage of renewable energy including wind and solar.
  • Recycling and safe disposal practices.
  • Green products, technologies, and infrastructure.
Social

The social component consists of people-related elements like company culture and issues that impact employees, customers, consumers, and suppliers — both within the company and in greater society. 

Social topics to research and analyse include:

  • Employee engagement and staff turnover.
  • Employee training and development.
  • Employee safety policies including sexual harassment prevention.
  • Diversity and inclusion in hiring and in awarding advancement opportunities and raises.
  • Ethical supply chain sourcing.
  • Public stance on social justice issues.
Governance

The corporate governance component relates to the board of directors and company oversight, as well as shareholder-friendly versus management-centric attitude. ESG investors analyse how corporate managements and boards relate to different stakeholders, how the business is run, and whether the corporate incentives align with the business’s success.  

Governance topics to research and analyse include:

  • Executive compensation, bonuses, and perks.
  • Compensation tied to metrics that drive long-term business value.
  • Diversity of the board of directors and management team.
  • Board of director composition regarding independence and interlocking directorates.
  • Whether a company has a classified board of directors.
  • Transparency in communicating with shareholders.

Why Choose St. James's Place

St. James’s Place is one of the largest wealth management companies serving the expatriate community living and/or working in Asia. They have many years of experience and have offices in China, Hong Kong, and Singapore.

As a client, you will receive a personalised advisory service from our business, whilst having access to a distinctive investment management approach and the backing and re-assurance of investing with an award winning company.

 

Guarantee 

St. James’s Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group’s website.

As we live longer, planning for 100-year lifetimes could become crucial in helping to secure financial well-being in a world worth living in. We recognise that everyone’s financial journey is different, this is why the St. James’s Place investment management approach is based on financial and investment planning based individual goals.

To understand these goals and help provide peace of mind throughout your life we work with you in three phases:

PLAN: A clear plan is key in helping you meet your longer-term goals e.g. a comfortable retirement.

DESIGN: Designing an investment portfolio that considers your time horizon, your attitude to risk and your capacity for risk.

REVIEW: Helping you stay on track to reaching your goals through changing market and personal conditions.

St. James’s Place Wealth Management recognises that no single investment house has a monopoly on investment expertise, and St. James’s Place do not employ in-house investment managers. Instead they carefully select a number of external managers of outstanding ability to manage their range of funds.

This has a number of advantages:

  • It gives them the freedom to select first-class managers from the global investment market to manage funds on behalf of clients.
  • It enables them to change any of these managers at short notice if they have lost confidence in them, without any charges, or tax, or inconvenience to clients.
  • It offers clients a real opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Latest Updates

CF Wealth Rebranding

At CF Wealth we’ve been thinking about what role we want to play, how do we want to make a difference and how can we do more to help tackle the issues that are playing out all around us. The issues that we believe are equally important to our clients.

The Unknown Hong Kong Quarantine Trap All Parents and Families Should Know About

Not having a Will or an up to date Will, can have a massively detrimental effect on your kids mental and financial well - being.

Why Women Need To Do More with Their Money

Money affects our lives – our work, health, relationships and everything else. Dealing with money is unavoidable, yet we often feel like talking about it is out of our remit. It’s time that changed, for our own sake.

CF Wealth Rebranding

At CF Wealth we’ve been thinking about what role we want to play, how do we want to make a difference and how can we do more to help tackle the issues that are playing out all around us. The issues that we believe are equally important to our clients.

The Unknown Hong Kong Quarantine Trap All Parents and Families Should Know About

Not having a Will or an up to date Will, can have a massively detrimental effect on your kids mental and financial well - being.

CF Wealth Rebranding

At CF Wealth we’ve been thinking about what role we want to play, how do we want to make a difference and how can we do more to help tackle the issues that are playing out all around us. The issues that we believe are equally important to our clients.

Contact Us

CF Wealth

Tel: +852 3695 5286
[email protected]
St. James’s Place (Hong Kong) Limited
1/F Henley Building
5 Queen’s Road Central
Hong Kong

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